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SAP Concur vs Ramp

A detailed comparison to help you choose the right tool for your needs.

SAP Concur logo

SAP Concur

Accounting & Finance

Try SAP Concur
VS
Ramp logo

Ramp

Accounting & Finance

Try Ramp

A
About SAP Concur

SAP Concur is a cloud-based travel and expense management platform that automates the process of booking business travel, submitting expense reports, and processing invoices. It serves organizations ranging from small businesses to large enterprises, with particular strength in mid-market and enterprise environments where policy compliance and spending visibility are critical. The platform uses OCR and AI to capture receipt data, enforces company travel policies automatically, and connects with corporate credit cards to streamline reconciliation. Its deep integration with major ERP systems, especially SAP, makes it a natural fit for companies already in the SAP ecosystem, though it works independently as well.

B
About Ramp

Ramp is a corporate card and spend management platform that combines physical and virtual credit cards with automated expense tracking, bill payments, and accounting integrations. It's built for businesses that want to reduce unnecessary spending and close their books faster, offering real-time visibility into company expenses without charging annual fees. What makes Ramp stand out is its focus on actively helping companies save money through spend insights and automated policy enforcement, rather than just tracking expenses after the fact. It's primarily aimed at mid-market and growing companies looking for a modern alternative to legacy corporate card programs and clunky expense management tools.

Pricing Comparison

Tool
SAP Concur
Ramp
Price
Custom pricing
Custom pricing
Category
Accounting & Finance
Accounting & Finance
Rating
3.7 (47)
3.8 (30)
Free Plan
Yes
Yes
Integrations
8+ apps
8+ apps
Founded
1993
2019

Feature Comparison

Feature
SAP Concur
Ramp
Automated expense report generation
Real-time travel booking management
Mobile receipt capture and tracking
Integration with corporate credit cards
Policy compliance checks during submission
Multi-currency expense reporting
Automated expense tracking
Real-time budgeting insights
Customizable spending limits
Integrated receipt scanning
Detailed financial reporting

Choose SAP Concur

Streamline travel and expense management with SAP Concur.

Try SAP Concur Free

Read full review

Choose Ramp

Ramp is an innovative finance platform that simplifies expense management and budgeting.

Try Ramp Free

Read full review

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Score Comparison

Ease of Use
6.0
7.0
Features
8.0
8.0
Pricing
5.0
6.0
Support
7.0
7.0
Integrations
9.0
8.0
Overall
7.0
7.2
SAP ConcurRamp

Our Verdict

SAP Concur

Choose SAP Concur if your medium to large team requires robust travel and expense management with integrated solutions.

More integrations
RampWinner

Your company needs a customizable finance platform for expense management and budgeting, regardless of size.

Easier to get started
More affordable

SAP Concur vs Ramp: The Bottom Line

Both SAP Concur and Ramp are strong accounting & finance tools, but they serve different needs. Ramp has a higher user rating (3.8 vs 3.7).

Still unsure? Check the full reviews for SAP Concur and Ramp, explore SAP Concur alternatives, or use our AI search to describe exactly what you need.

Frequently Asked Questions

Is SAP Concur or Ramp better?

It depends on your needs. SAP Concur (3.7★) is free to start, while Ramp (3.8★) is free to start. Ramp has a higher user rating.

Can I switch from SAP Concur to Ramp?

Yes. Most SaaS tools offer data export features. Check if Ramp has a migration guide or import tool specifically for SAP Concur users. Many offer onboarding assistance for switchers.

Which is cheaper, SAP Concur or Ramp?

Both SAP Concur and Ramp start at $0/mo.

What are the main differences between SAP Concur and Ramp?

SAP Concur focuses on automated expense report generation and real-time travel booking management, while Ramp emphasizes automated expense tracking and real-time budgeting insights. Both are in the Accounting & Finance category but serve slightly different use cases.