Ramp

Accounting & Finance

3.8(30 ratings)

Ramp is an innovative finance platform that simplifies expense management and budgeting.

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About Ramp

Best for growing businesses wanting smarter corporate spend management.

Ramp is a corporate card and spend management platform that combines physical and virtual credit cards with automated expense tracking, bill payments, and accounting integrations. It's built for businesses that want to reduce unnecessary spending and close their books faster, offering real-time visibility into company expenses without charging annual fees. What makes Ramp stand out is its focus on actively helping companies save money through spend insights and automated policy enforcement, rather than just tracking expenses after the fact. It's primarily aimed at mid-market and growing companies looking for a modern alternative to legacy corporate card programs and clunky expense management tools.

Pros

No annual fees or interest charges for users
Automated receipt matching and expense categorization
Real-time spend controls and policy enforcement
Significant time savings on monthly accounting close
Built-in savings insights identify wasteful spending

Cons

Requires a business credit check for approval
Less suitable for very small businesses or freelancers
Limited international availability outside the United States
Spend limits tied to company cash balance

Use Cases

Best for automating expense reports and eliminating manual receipt chasing

Best for finance teams needing real-time visibility into company-wide spending

Best for growing companies looking to enforce spending policies across departments

Best for accounting teams wanting to cut monthly close time significantly

Key Features

5 features

Automated expense tracking

Real-time budgeting insights

Customizable spending limits

Integrated receipt scanning

Detailed financial reporting

SaasHunter Score

7.2/10

“Your company needs a customizable finance platform for expense management and budgeting, regardless of size.”

Ease of Use

7.0

Features

8.0

Pricing

6.0

Support

7.0

Integrations

8.0

Best For

Enterprise 9Startups 8Small Business 7Agencies 6Freelancers 5

Integrations

QuickBooksNetSuiteXeroSage IntacctSlackZapierGoogle WorkspaceMicrosoft 365

Expense Management Budgeting Tools

Frequently Asked Questions

What is Ramp?

Ramp is a corporate card and spend management platform that provides businesses with company credit cards, automated expense management, bill payments, and real-time financial reporting. It's designed to help companies control spending and streamline accounting workflows.

How much does Ramp cost?

Ramp's core corporate card and expense management product is free with no annual fees. They also offer Ramp Plus and Ramp Enterprise tiers with additional features like advanced integrations and dedicated support, which are paid plans.

What are the main features of Ramp?

Key features include corporate cards with built-in spend controls, automated expense tracking and receipt matching, bill pay, real-time reporting dashboards, and accounting integrations. Ramp also offers savings insights that proactively identify duplicate subscriptions and cost-saving opportunities.

Who should use Ramp?

Ramp is ideal for U.S.-based businesses with multiple employees who need corporate cards and streamlined expense management. It's particularly well-suited for mid-market companies and startups looking to modernize their finance operations.

Is there a free plan for Ramp?

Yes, Ramp offers a free tier that includes corporate cards, expense management, and basic integrations at no cost. More advanced features and premium support are available through their paid plans.