Brex

Accounting & Finance

4.2(30 ratings)

84% recommend

Brex offers financial services and expense management for businesses.

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About Brex

Best for funded startups and growing companies managing spend.

Brex is a financial platform that offers corporate cards, expense management, bill pay, and banking services tailored for startups and scaling companies. It originally gained traction by offering corporate credit cards to startups without requiring personal guarantees, underwriting based on company cash balances and funding instead of personal credit scores. The platform consolidates spend management, reimbursements, and travel booking into a single dashboard, integrating tightly with accounting software to reduce manual reconciliation. It's particularly popular among venture-backed startups and tech companies that need modern, flexible financial infrastructure without the friction of traditional banking.

Pros

No personal guarantee required for corporate cards
Built-in expense management and receipt tracking
Fast onboarding with no credit history needed
Unified platform for cards, banking, and bill pay
Generous rewards tailored to startup spending categories

Cons

Primarily focused on funded startups and larger companies
Dropped support for small businesses in 2022
Customer support quality can be inconsistent
Some advanced features locked behind higher-tier plans

Use Cases

Best for venture-backed startups needing corporate cards without personal guarantees

Best for scaling companies consolidating expense management and bill pay

Best for finance teams automating receipt tracking and accounting reconciliation

Best for distributed teams managing travel and reimbursements in one platform

Key Features

6 features

Automated expense tracking

Corporate card management

Real-time financial reporting

Integrations with accounting software

Cash flow forecasting tools

Customizable approval workflows

SaasHunter Score

7.2/10

“You need a flexible financial solution for a small to medium-sized team focused on expense management.”

Ease of Use

7.0

Features

8.0

Pricing

6.0

Support

7.0

Integrations

8.0

Best For

Enterprise 9Startups 8Small Business 7Agencies 6Freelancers 5

Integrations

QuickBooksNetSuiteXeroSlackZapierRipplingNavanSage Intacct

Corporate Credit Cards Expense Tracking Financial Services Accounting Software

Frequently Asked Questions

What is Brex?

Brex is a financial platform offering corporate cards, expense management, bill pay, travel, and business accounts designed primarily for startups and scaling companies. It underwrites based on company funding and cash balances rather than personal credit.

How much does Brex cost?

Brex offers an Essentials plan at no cost and a Premium plan at $12 per user per month, which includes advanced features like custom approval workflows and priority support. Enterprise pricing is available on request.

What are the main features of Brex?

Key features include corporate credit cards, automated expense management with receipt matching, bill pay, global reimbursements, travel booking, and business banking. It also offers real-time spend controls, budgets, and integrations with major accounting platforms.

Who should use Brex?

Brex is best suited for venture-backed startups, mid-market companies, and enterprises that want a modern all-in-one spend management platform. It is not currently designed for sole proprietors or very small businesses.

Is there a free plan for Brex?

Yes, Brex offers an Essentials plan at no monthly cost that includes corporate cards, basic expense management, and accounting integrations. More advanced features like custom policies and premium support require a paid plan.