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Zoho Invoice vs Wave

A detailed comparison to help you choose the right tool for your needs.

Zoho Invoice logo

Zoho Invoice

Accounting & Finance

Try Zoho Invoice
VS
Wave logo

Wave

Accounting & Finance

Try Wave

A
About Zoho Invoice

Zoho Invoice is a completely free invoicing solution designed for freelancers, consultants, and small businesses who need to create and send professional invoices without paying for expensive accounting software. It covers the essentials well — invoice creation, time tracking, expense management, and online payment acceptance — all within a clean, intuitive interface. As part of the larger Zoho ecosystem, it integrates seamlessly with other Zoho products, which is a significant advantage for businesses already using the suite. However, it's strictly an invoicing tool, not a full accounting platform, so businesses needing general ledger, payroll, or advanced financial reporting will need to look elsewhere or pair it with Zoho Books.

B
About Wave

Wave is a free cloud-based accounting platform built specifically for small businesses, freelancers, and solopreneurs who need professional financial tools without the hefty price tag. It offers core accounting features including invoicing, receipt scanning, expense tracking, and financial reporting, all accessible through a clean and intuitive interface. Wave generates revenue through optional paid services like payment processing and payroll, which means the core accounting and invoicing features remain genuinely free. It's a solid choice for anyone who doesn't need the complexity of tools like QuickBooks but still wants reliable double-entry accounting.

Pricing Comparison

Tool
Zoho Invoice
Wave
Price
Free
Free — Additional services available for a fee
Category
Accounting & Finance
Accounting & Finance
Rating
4.4 (68)
3.6 (14)
Free Plan
Yes
Yes
Integrations
8+ apps
6+ apps
Founded
2008
2009

Feature Comparison

Feature
Zoho Invoice
Wave
Customizable invoice templates
Time tracking for projects
Expense tracking and management
Automated payment reminders
Multi-currency support
Invoicing and billing management
Expense tracking and categorization
Financial reporting and analytics
Bank connection and reconciliation
Payment processing integration

Choose Zoho Invoice

Free invoicing software for freelancers and small businesses with time tracking and expense management.

Try Zoho Invoice Free

Read full review

Choose Wave

Wave offers free accounting software for small businesses and freelancers.

Try Wave Free

Read full review

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Score Comparison

Ease of Use
8.0
8.0
Features
7.0
7.0
Pricing
10.0
10.0
Support
7.0
6.0
Integrations
8.0
7.0
Overall
8.0
7.6
Zoho InvoiceWave

Our Verdict

Zoho InvoiceWinner

Pick Zoho Invoice when you're a freelancer or small business seeking a free invoicing solution with time tracking capabilities.

Better support
More integrations
Wave

You're a freelancer or small business looking for completely free accounting software with basic features.

Zoho Invoice vs Wave: The Bottom Line

Both Zoho Invoice and Wave are strong accounting & finance tools, but they serve different needs. Zoho Invoice has a higher user rating (4.4 vs 3.6).

Still unsure? Check the full reviews for Zoho Invoice and Wave, explore Zoho Invoice alternatives, or use our AI search to describe exactly what you need.

Frequently Asked Questions

Is Zoho Invoice or Wave better?

It depends on your needs. Zoho Invoice (4.4★) is free to start, while Wave (3.6★) is free to start. Zoho Invoice has a higher user rating.

Can I switch from Zoho Invoice to Wave?

Yes. Most SaaS tools offer data export features. Check if Wave has a migration guide or import tool specifically for Zoho Invoice users. Many offer onboarding assistance for switchers.

Which is cheaper, Zoho Invoice or Wave?

Both Zoho Invoice and Wave start at $0/mo.

What are the main differences between Zoho Invoice and Wave?

Zoho Invoice focuses on customizable invoice templates and time tracking for projects, while Wave emphasizes invoicing and billing management and expense tracking and categorization. Both are in the Accounting & Finance category but serve slightly different use cases.