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HomeCompareDivvy vs Expensify

Divvy vs Expensify

A detailed comparison to help you choose the right tool for your needs.

Divvy logo

Divvy

Accounting & Finance

Try Divvy
VS
Expensify logo

Expensify

Accounting & Finance

Try Expensify

A
About Divvy

Divvy, now part of Bill.com (BILL), is a free expense management and corporate card platform that combines budgeting software with smart corporate credit cards. It gives finance teams real-time visibility into company spending, automates expense reporting, and enforces budgets at the point of purchase. The platform is particularly well-suited for small to mid-sized businesses looking to eliminate manual expense reports and gain tighter control over employee spending. Unlike traditional expense management tools, Divvy issues virtual and physical cards tied directly to specific budgets, making overspending nearly impossible.

B
About Expensify

Expensify is an expense management platform that automates receipt scanning, expense reporting, and reimbursement workflows. It serves everyone from individual freelancers tracking personal expenses to large enterprises managing complex multi-level approval chains. The app's SmartScan technology uses OCR to extract data from receipts automatically, and its corporate card program (the Expensify Card) offers direct integration with the platform. What sets it apart is its focus on making expense reports nearly effortless — employees can snap a photo of a receipt and have most of the work done for them. It also handles invoicing, bill pay, and travel bookings, making it more than just an expense tracker.

Pricing Comparison

Tool
Divvy
Expensify
Price
Free — From $0/mo
Free — From $5/user/mo
Category
Accounting & Finance
Accounting & Finance
Rating
4.1 (17)
4.1 (101)
Free Plan
Yes
No
Integrations
7+ apps
8+ apps
Founded
2016
2008

Feature Comparison

Feature
Divvy
Expensify
Real-time expense tracking
Automated receipt capture
Budgeting and forecasting tools
Customizable spending limits
Integration with accounting software
Automated receipt scanning and categorization
Real-time expense report tracking
Multi-currency expense management
Customizable expense policies
Mobile app for on-the-go submissions

Choose Divvy

Divvy simplifies expense management and budgeting for businesses.

Try Divvy Free

Read full review

Choose Expensify

Streamline expense reports and manage receipts effortlessly with Expensify.

Try Expensify Free

Read full review

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Score Comparison

Ease of Use
8.0
8.0
Features
7.0
8.0
Pricing
9.0
7.0
Support
7.0
7.0
Integrations
8.0
8.0
Overall
7.8
7.6
DivvyExpensify

Our Verdict

DivvyWinner

You want a free tool for expense management and budgeting for small teams prioritizing cost efficiency.

More affordable
Expensify

You need an affordable solution for managing receipts and expense reports for teams of any size.

More features

Divvy vs Expensify: The Bottom Line

Both Divvy and Expensify are strong accounting & finance tools, but they serve different needs. Both have similar user ratings (4.1). On pricing, Divvy is more affordable starting at $0/mo.

Still unsure? Check the full reviews for Divvy and Expensify, explore Divvy alternatives, or use our AI search to describe exactly what you need.

Frequently Asked Questions

Is Divvy or Expensify better?

It depends on your needs. Divvy (4.1★) is free to start, while Expensify (4.1★) is from $10/mo. Expensify has a higher user rating.

Can I switch from Divvy to Expensify?

Yes. Most SaaS tools offer data export features. Check if Expensify has a migration guide or import tool specifically for Divvy users. Many offer onboarding assistance for switchers.

Which is cheaper, Divvy or Expensify?

Divvy starts at $0/mo, which is cheaper than Expensify at $10/mo. Divvy also offers a free plan.

What are the main differences between Divvy and Expensify?

Divvy focuses on real-time expense tracking and automated receipt capture, while Expensify emphasizes automated receipt scanning and categorization and real-time expense report tracking. Both are in the Accounting & Finance category but serve slightly different use cases.