Home Accounting & FinanceAirwallex

Airwallex

Accounting & Finance

3.7(31 ratings)

Streamline your global payments and financial operations with Airwallex.

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About Airwallex

Best for businesses managing international payments and multi-currency operations.

Airwallex is a global financial infrastructure platform that helps businesses manage cross-border payments, multi-currency accounts, and foreign exchange at significantly lower costs than traditional banks. It provides virtual cards, payment acceptance, treasury management, and embedded finance APIs, making it particularly useful for companies operating across multiple countries. The platform is built for startups, SMBs, and enterprises that need to send, receive, and manage money internationally without the typical friction and high fees. What sets Airwallex apart is its end-to-end approach — combining payments, FX, and financial operations into a single platform with competitive exchange rates and fast settlement times.

Pros

Competitive FX rates well below traditional banks
Multi-currency accounts in 60+ currencies supported
Fast international transfers with transparent pricing
Robust API for embedded finance integrations
Virtual and physical corporate cards available

Cons

Not available in all countries yet
Complex setup for smaller businesses or freelancers
Customer support response times can vary
Limited accounting features compared to dedicated software

Use Cases

Best for e-commerce businesses receiving payments in multiple currencies globally

Best for startups paying international contractors and remote teams efficiently

Best for marketplaces needing to split and disburse payments across countries

Best for SaaS companies embedding payment infrastructure into their own platforms

Key Features

6 features

Multi-currency payment processing

Real-time exchange rate updates

Automated invoicing and reconciliation

Global bank account creation

Expense management and tracking

Cross-border payment solutions

SaasHunter Score

7.2/10

“Your business requires efficient global payment solutions and has a focus on international operations.”

Ease of Use

7.0

Features

8.0

Pricing

6.0

Support

7.0

Integrations

8.0

Best For

Enterprise 9Startups 8Agencies 7Small Business 7Freelancers 6

Integrations

XeroNetSuiteQuickBooksShopifyWooCommerceZapierSlackSalesforce

Cross Border Payments Multi Currency Payment Processing

Frequently Asked Questions

What is Airwallex?

Airwallex is a global financial platform that enables businesses to manage cross-border payments, hold multi-currency accounts, issue corporate cards, and accept payments — all with competitive exchange rates and lower fees than traditional banks.

How much does Airwallex cost?

Airwallex offers free account opening with no monthly fees for its standard plan. Revenue is primarily generated through FX margins and transaction fees, which are generally lower than traditional banking rates. Enterprise pricing is available on request.

What are the main features of Airwallex?

Key features include multi-currency accounts, international transfers, corporate virtual and physical cards, payment acceptance (online and in-person), FX management, and developer APIs for embedded finance. It also offers batch payments and integrations with major accounting software.

Who should use Airwallex?

Airwallex is ideal for businesses of all sizes that operate internationally — including e-commerce companies, SaaS platforms, marketplaces, and startups with distributed teams that need to move money across borders efficiently.

Is there a free plan for Airwallex?

Yes, Airwallex offers a free account with no setup fees or monthly charges. You only pay when you make transactions, with costs varying based on the type of transfer, currency pair, and payment method used.