AAbout Divvy
Divvy, now part of Bill.com (BILL), is a free expense management and corporate card platform that combines budgeting software with smart corporate credit cards. It gives finance teams real-time visibility into company spending, automates expense reporting, and enforces budgets at the point of purchase. The platform is particularly well-suited for small to mid-sized businesses looking to eliminate manual expense reports and gain tighter control over employee spending. Unlike traditional expense management tools, Divvy issues virtual and physical cards tied directly to specific budgets, making overspending nearly impossible.
BAbout Float
Float is a cash flow forecasting tool that connects directly to popular accounting software to provide real-time visibility into a business's financial future. It helps small to medium-sized businesses predict cash shortfalls, plan for growth, and manage budgets by pulling in live data from accounting platforms rather than relying on static spreadsheets. The visual, scenario-based approach makes it easy for business owners and finance teams to model different outcomes and make confident decisions. It's particularly well-suited for companies that need forward-looking financial insight without the complexity of enterprise-grade planning tools.
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Float is a financial forecasting tool that helps businesses manage cash flow effectively.
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Our Verdict
You want a free tool for expense management and budgeting for small teams prioritizing cost efficiency.
Your team requires effective cash flow management and financial forecasting, especially for startups.
Divvy vs Float: The Bottom Line
Both Divvy and Float are strong accounting & finance tools, but they serve different needs. Float has a higher user rating (4.2 vs 4.1). On pricing, Divvy is more affordable starting at $0/mo.
Still unsure? Check the full reviews for Divvy and Float, explore Divvy alternatives, or use our AI search to describe exactly what you need.
Frequently Asked Questions
Is Divvy or Float better?
It depends on your needs. Divvy (4.1★) is free to start, while Float (4.2★) is from $29/mo. Float has a higher user rating.
Can I switch from Divvy to Float?
Yes. Most SaaS tools offer data export features. Check if Float has a migration guide or import tool specifically for Divvy users. Many offer onboarding assistance for switchers.
Which is cheaper, Divvy or Float?
Divvy starts at $0/mo, which is cheaper than Float at $29/mo. Divvy also offers a free plan.
What are the main differences between Divvy and Float?
Divvy focuses on real-time expense tracking and automated receipt capture, while Float emphasizes real-time cash flow forecasting and scenario planning and analysis. Both are in the Accounting & Finance category but serve slightly different use cases.